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Terms & Condition

Important Notice

Medicare Help Center Access Conditions

Access to Medicare Help Center requires you to read and accept its Terms of Use and Privacy Policy. Your right to view, read, or interact with the site is contingent upon this acceptance.

Access Restrictions

You are not permitted to access this site unless you have read and agreed to both the Terms of Use and the Privacy Policy. By engaging with Medicare Help Center, including any banners, pop-ups, or advertisements, you consent to the terms outlined in these policies.

Age Limitation

Access to Medicare Help Center is restricted to individuals over the age of 18. If you are under 18, you are prohibited from visiting or interacting with the site. Medicare Help Center also denies access to individuals covered under the Children’s Online Privacy Protection Act (COPPA).

Access Rights

Medicare Help Center reserves the right to deny access to anyone at its discretion. The Privacy Policy allows Medicare Help Center to collect and store data for various purposes, including exclusion.

Terms of Use Updates

The Terms of Use may be updated periodically. As part of the conditions for accessing Medicare Help Center, you are responsible for staying informed about any changes.

Parties Involved

The parties to this agreement include visitors, viewers, users, subscribers, members, affiliates, or customers (collectively referred to as "Visitors"), and the website along with its owners and/or operators (referred to as "Website").

Use of Website Information

Without a specific written agreement, you have no rights to use, broadcast, copy, save, print, sell, or publish any content from this website. Unauthorized use is unlawful and may result in civil or criminal penalties. Violations will incur liquidated damages of $100,000 plus costs and actual damages. By viewing the site, you agree to these terms.

Website Ownership

The website and its content are owned or licensed by the website. All material is proprietary and copyrighted. Unauthorized use is prohibited unless with express permission.

Prohibition on Hyperlinking and Referencing

You are not allowed to hyperlink to, co-brand, frame, or reference this site without explicit authorization. Violations will result in $100,000 in liquidated damages plus additional costs.

Content Accuracy Disclaimer

The website disclaims responsibility for the accuracy of its content. Visitors assume all risks associated with using or relying on the information provided. No warranties are made regarding the accuracy of the content.

Computer and Software Disclaimer

The website is not responsible for any damage to your computer or software resulting from interacting with the site. You assume all risks related to potential viruses or corrupting factors.

Download Risks

Any downloads from this site are at your own risk. The website does not guarantee that downloads are free from corrupting codes such as viruses.

Limitation of Liability

By using the site, you waive any claims for damages resulting from any potential harm, whether physical, emotional, foreseeable, or unforeseeable.

Indemnification

You agree to reimburse the website for any damages it incurs due to your actions.

Submissions

Any communication or submission to the website becomes its exclusive property. The website may use such submissions for commercial purposes without further permission or compensation.

Notice

No additional notice beyond the terms outlined here is required. By interacting with the website, you waive any right to further notice.

Dispute Resolution

All disputes must be resolved through binding arbitration under the American Arbitration Association’s rules. The arbitration will occur in the city or county of the seller’s location, and no right to a jury trial or pre-trial discovery is granted. The prevailing party will be reimbursed for all dispute-related costs.

Jurisdiction and Venue

For legal matters, the jurisdiction will be the state and city specified in the website’s contact information, or the nearest federal court if applicable.

Applicable Law

The laws of the seller’s state will govern all legal issues related to this agreement.

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Consent to Share Information:

By providing your information, you agree to allow Consumer Direct Media to share it with insurance companies and affiliates for marketing their products and services to you. Additionally, you consent to Consumer Direct Media sharing your details with third-party partners, which may include insurers and financial institutions, for making insurance, credit, and other financial offers. You acknowledge that you have read and agreed to Consumer Direct Media's Terms of Service and Privacy Policy.

Medicare:

If you qualify for Medicare, you are requesting a conversation with a licensed agent who is certified to discuss Medicare Advantage and Prescription Drug insurance plans. This request does not obligate you to enroll in any plan, change your current enrollment, or sign up for a Medicare plan. Your call or form submission may be directed to a licensed insurance agent affiliated with one of our third-party partners, who can provide information on Medicare Advantage, Medicare Supplement, and Prescription Drug Plans. Your privacy is important to us.

Disclaimer:

We do not offer every plan available in your area. Currently we represent 9 organizations which offer 3 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. We are not affiliated with or endorsed by any government entity.

Participating sales agencies work with Medicare Advantage [HMO, PPO, PFFS] and/or Prescription Drug Plan organizations contracted with Medicare. Enrollment is dependent on the plan’s contract renewal and may be restricted to specific times of the year unless you qualify for a special election period or are in your Medicare Initial Election Period. Not all plans offer all benefits, and benefits can vary by carrier and location. Some plans may not be available in all areas, and $0 premium plans may not be available everywhere. Enrollees must continue to pay their Medicare Part B Premium. Deductibles, copayments, and coinsurance may apply.

This website is not affiliated with Medicare/Medicaid or any government agency. The content provided is for informational purposes only and should not be considered financial advice. Please consult with a qualified professional before making any financial decisions based on this information. This website serves as an independent digital media and advertising publisher and features advertorial content, which is an advertisement formatted as editorial news. Be aware that this is an advertisement and not an actual news article, blog, or consumer protection update. This website may receive compensation for clicks or sales generated from the content, which could influence the displayed companies, advertisements, and their order. Information, discounts, or pricing may not apply in all locations or if specific requirements are not met. Advertisers may have additional qualifications.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period.Medicare supplement insurance is available to those age 65 or older enrolled in Medicare Parts A and B, and in some states to those under age 65 eligible to Medicare due to disability or end stage renal disease.Medicare Advantage and Part D plans and benefits offered by the following carriers: Humana®, Wellcare®, Anthem Blue Cross®, Cigna Healthcare®, Zing Health®, Blue Cross and Blue Shield of [MI, TX, IL, OK, NM] ®, Aetna®, Devoted® and UnitedHealthcare®, etc....

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